Ins/Cost

We realize it can be a frustrating process navigating your way through insurance. You may feel your study is unobtainable due to the cost. We are here to help you. Feel free to call us to review your costs. We can save you money on your out-of-pocket expense

We participate with most insurance plans.

Colmar Imaging Center is required to collect deductibles, co-insurance, co-payments and amounts due for non-covered services. They must be collected at the time of service. Patient who have not met their deductible will be required to bring a $200 deposit on the day of their study. The patient will still be responsible for any outstanding balance that their insurance does not cover. Here are the terms that describe ways in which a health insurance and the patient share in the cost of healthcare:

• Deductible: Deductible is an annual expense which the subscriber must pay before the insurance benefit begins. For example, for a plan with a $500 annual deductible, the patient is responsible for the first $500 in medical bills, after which the insurance generally pays any cost.*
• Co-payment or Co-pay: Co-payment is a fixed dollar amount the subscriber pays for certain services, typically doctor visits and prescriptions.
• Co-insurance: Co-insurance is the percentage of the total bill that is the subscriber's responsibility after the deductible has been met.
• Non-covered service: Non-covered service is generally a service that does not meet the insurance company's policy guidelines and will not be paid. If your insurance plan does not approve your imaging study, you will be responsible for payment should you decide to proceed with services. Payment will be requested at the time of your visit or upon receipt of denial from your insurance plan.
• Preauthorization/Precertification: These are terms that are often used interchangeably, but which may also refer to specific processes in a health insurance or healthcare context.

Most commonly, “preauthorization” and “precertification” refer to the process by which a patient is pre-approved for coverage of a specific medical procedure or drug. Health insurers may require the patient to meet specific conditions or requirements before approving of the study. The insurer generally requires your doctor to submit information such as labs or other test results that document your condition and treatment history before they approve your imaging study. You are given an authorization number that we will need, once your study is approved.